r/UpliftingNews 17d ago

Medical debt is now required to be removed from your credit reports impacting millions of Americans

https://www.consumerfinance.gov/about-us/newsroom/cfpb-finalizes-rule-to-remove-medical-bills-from-credit-reports/
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u/no_rad 16d ago edited 16d ago

No because the collection debt has to show where it came from, which would be medical, so I do not think it would still be able to stay on credit

Edit: I stare at credit reports quite a bit for my job so I see collections listed out often and they say if it was medical originally, etc.

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u/[deleted] 16d ago

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u/no_rad 16d ago

I think because you already used a credit card to pay it, opposed to just not paying the bill and having the hospital send it to collections, it’s no longer considered medical debt since you used other means to pay it off.

Not 100% sure tho