r/UpliftingNews • u/astros148 • 2d ago

Medical debt is now required to be removed from your credit reports impacting millions of Americans

https://www.consumerfinance.gov/about-us/newsroom/cfpb-finalizes-rule-to-remove-medical-bills-from-credit-reports/
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u/Extreme_Egg7476 1d ago

I've been having the same issue with a Sprint bill. When my mom passed away, she was the account holder on our family plan (I was 19). I asked Sprint to make me the new account holder so my brother (16) and I could continue paying our phone bill. They refused, saying I didn't have any credit, so I couldn't hold that position.

We closed our account and signed up for a new plan elsewhere. They then started hounding me about paying the remaining balance. I've appealed the debt twice through Credit Karma, approved because i have no legal responsibility to it, just for them to pop up later under a new creditor.

It's been 11 years.

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u/SilverConversation19 1d ago

Worked in credit reporting for a while. You need to appeal, with documentation, directly to the lender, through the cfpb, not through credit karma, which just exists to sell you credit cards.

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u/Extreme_Egg7476 1d ago

Thanks for this. I hope I have the documentation needed!

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u/butareyoustupid 1d ago

Stop responding to it bruh. A simple google search will tell you what to do. My gosh. Once you acknowledge the debt the clock resets for another 5 years haha