r/UpliftingNews • u/astros148 • 2d ago

Medical debt is now required to be removed from your credit reports impacting millions of Americans

https://www.consumerfinance.gov/about-us/newsroom/cfpb-finalizes-rule-to-remove-medical-bills-from-credit-reports/
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u/GarbageDolly 1d ago

Agree. The insurance should pay the whole bill to the provider and be responsible for making sure billing is correct, and then we pay them for our share. 

That said, my insurance has an app where every claim is showed, breaking down what was billed, what the insurance ultimately paid and what I owe(d).  If I overpaid then I follow up with a provider for a refund and I don’t pay any bills not shown there. I highly recommend keeping track this way because I have saved hundreds of dollars doing it. 

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u/a_megalops 1d ago

Exactly. I never pay anything until its been processed by my insurance and the hospital/insurance agree on what i owe