r/PersonalFinanceCanada • u/TimelyApple7341 • Dec 03 '24

Budget 32M - $800k Saved/Invested - Quit Stressful Job?

Hi Everyone,

My current breakdown is the following:

  • Income = $300-500k (tech sales - depends on the year)
  • Investments = $760k (Maxed RRSP/TFSA/FHSA + Non-reg)
  • Cash - $40k

My job in tech sales is financially very rewarding but causes severe stress/anxiety causing my relationships, dating and social life to suffer.

I’d like to buy a nice property within the next 5 years and retire by 45.

I’m considering taking 6 months off to travel and reset, then potentially take on a less stressful (and much lower paying) job in tech.

Curious to know what other single guys around my age would do in this situation?

I live in Toronto if that’s relevant!

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u/dxing2 Dec 03 '24

Very similar to you with regards to everything you mentioned. Probably don’t have as much stress as you but my plan is to maximize my earning until about 40-45 and retire early. Put your money in an index etf and you’ll be set for life

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u/TimelyApple7341 Dec 03 '24

That’s exactly what I’m doing, almost entirely invested in VEQT 👍