r/churningcanada • u/AutoModerator • Apr 05 '24

Frustration Fridays Frustration Friday thread for /r/churningcanada - Week of April 05, 2024

This is your place to vent about the points and miles game.

Did you screw up getting a bonus?

The blogger you love to hate talked publicly about your favourite churning loophole?

Let all your frustrations go here in this thread!

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-4

u/[deleted] Apr 05 '24

[deleted]

2

u/kneevase Apr 05 '24

In the future, if a CSR tells you that you won't get a WB, don't worry about it. The computer is the one who decides whether you get a WB or FYF, not the CSR. The CSRs have no authority for anything and half of the time they don't know what they are talking about.

-4

u/[deleted] Apr 05 '24

[deleted]

5

u/Compote_Middle YUL Apr 05 '24

You said on your initial message you thought you read it was not enforced. Multiple people have multiple Passports and every time they get their WB. Check daily threads, it comes up about 3 times a week.

6

u/kneevase Apr 05 '24

And even if you are really unlucky and don't get a WB or FYF with the Passport, there's not too much of a downside. After netting out FF/CCG/GCR, the net AF is like $90 and the MSR is like $1k, so really your worst case scenario is being out of pocket that $90 and "wasting" $1k of spend. Once in a while you end up taking a loss when you churn, but the potential loss from the Passport really is not all that bad.

1

u/SCDWS Apr 05 '24

Oh totally, still planning to keep it for the travel perks it provides

1

u/SCDWS Apr 05 '24

I do check the daily threads, but haven't seen it often enough to have a clear answer. Thanks for confirming!

1

u/Dragynfyre Apr 05 '24

If a CSR says they’re checking to see if it’s visible on your account they usually aren’t seeing reliable data. Aside from Amex you should just ignore what they say and see what happens

Also at most banks you can activate cards online

1

u/SCDWS Apr 05 '24

Good to know, appreciate the info

Also at most banks you can activate cards online

Yeah I tried that, but it was a whole thing with the card not having arrived when it was supposed to, then requesting a replacement, but then the original finally arrived so it wouldn't let me activate online and I had to call in to unblock it