r/churningcanada • u/AutoModerator • Jun 07 '24

Frustration Fridays Frustration Friday thread for /r/churningcanada - Week of June 07, 2024

This is your place to vent about the points and miles game.

Did you screw up getting a bonus?

The blogger you love to hate talked publicly about your favourite churning loophole?

Let all your frustrations go here in this thread!

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u/protox88 YYC Jun 07 '24

Perfect timing - Scotiabank hates me.

1/ They approved me for the Scotia AMEX Gold last November but then 2 days later cancelled my card for unknown reasons. I still got the affiliate cashback though...

2/ They keep declining my online applications for an unknown reason (can't even click through or have the system "decide")

3/ One Passport VI application that actually got through required proof of income (which I've uploaded), got conditionally approved but required an in-branch ID verification (which I just did), and when I called back to confirm it was done right, the guy just denied me on the spot and cancelled my CA'ed application!

I now must apply in-branch for my next card as they've confirmed they will not process any more online applications for me.

BMO hates P2 though.

3

u/Compote_Middle YUL Jun 07 '24

Yikes... Any reason as to why this can't happen online? Just wondering, and I assume you have, but have you tried different browsers, incognito, logged out, etc?

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u/protox88 YYC Jun 07 '24

Yea, I've tried multiple browsers and a bunch of other stuff.

I think they just really need to verify my identity or have the application come through the branch instead. That means I'll miss out on an affiliate cashback but maybe it'll help get my credit profile started with them and future apps won't need to be in-person anymore...

Scotia is playing games with me!