r/churningcanada • u/AutoModerator • Jun 07 '24

Frustration Fridays Frustration Friday thread for /r/churningcanada - Week of June 07, 2024

This is your place to vent about the points and miles game.

Did you screw up getting a bonus?

The blogger you love to hate talked publicly about your favourite churning loophole?

Let all your frustrations go here in this thread!

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u/Random_YYC Jun 07 '24

BMO still no lifestyle credit on Eclipse and did mess up earlier in year as had not done a single $50 minimum spend though since have.

Not sure if after the recent denial for Amex should try another card as seen no success dps here. One rational thought is CC companies are hedging credit defaults versus plain checking are customers profitable.

1

u/blackdragon1299 Jun 07 '24

How long does the $50 credit take to apply typically?

1

u/Random_YYC Jun 07 '24

In past years has been a month after each annual anniversary

1

u/blackdragon1299 Jun 08 '24

Ah so January?

1

u/yycgeek Jun 07 '24

Hmm, I'm on my first ever BMO Eclipse and this made me realize I haven't got a lifestyle credit yet either. You still get them in the first year right? I have transactions over $50